How has the impact on the loan crisis affected small businesses - is it harder to get a loan now than it use to be I would think so but I am not sure?

It hit the subprime market so it really depends on how well established your business is if you fall into the category. My sense is that a lot of small businesses do and often look for alternative financing.

I agree I think it will have a big impact on new firms and firms that maybe having some financial troubles.