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Old 01-15-2008, 02:55 AM
travelinsuregenie travelinsuregenie is offline
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Why Travel Insurance Important ?

Do not forget to include travel insurance in your to do list before planning your travel. Most people take travel insurance lightly and never discussed travel insurance in detail with their travel agents. This is important to know the features of travel insurance you are getting before your travel to avoid compensate any unforeseen incident.
Travel insurance covers different features and it is up to you to choose appropriate features. The first and most common is Trip Cancellation/Interruption coverage. Most of these policies cover cancellations due to weather, sudden illness or death, emergency military duty, and bankruptcy of airline. Many also include terrorism insurance that reimburses your expenses in the event that the government announces travel warning.
Another common type of travel insurance is for medical emergencies. This type of coverage is particularly useful if you plan on traveling to underdeveloped countries, or for individuals with a chronic illness that might require medical attention at some point during the trip. These policies will reimburse you for the cost of doctor visits, medication, and sometimes even medical evacuation out of the country. It's best to check with your insurance provider regarding the details, as travel health coverage policies vary widely.
It is also possible to obtain travel insurance that will cover non-refundable tickets in the event that a trip has to be cancelled for any number of reasons. Some coverage plans will sometimes cover missed connections as well, which can be a lifesaver in the event of a flight delay or over-crowded and/or confusing airport terminal.
For longer trips, or for frequent travelers, a comprehensive insurance package is probably the best value. These usually provide a wide variety of coverage, and some even allow you to choose what kinds of coverage to be included. Since it's impossible to know what problems might arise during your trip, these policies cover all the bases so that you have protection against monetary loss in the event of nearly any emergency.
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Old 01-17-2008, 07:06 AM
Wedding Role Wedding Role is offline
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Re: Why Travel Insurance Important ?

I think travel insurance is a waste of money most credit cards take care of car rentals. The only travel insurance I did get was for cruises which you often book many months in advance
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Old 01-18-2008, 11:44 AM
Business Watch Business Watch is offline
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Re: Why Travel Insurance Important ?

I agree unless you book way ahead or going to an exotic destination I think it is a waste of money
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