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Old 02-06-2008, 09:37 AM
take2visualmedia take2visualmedia is offline
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Location: Syracuse, NY
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Independent contractors and insurance

I operate a video production company and I hire a number of independent contractors...freelancers...to help out on shoots. Moving lights, setting up equipment etc.
I'm concerned about insurance liability if one of these guys injures themselves on a project. I know I am covered for property damage...and I want to be properly covered for injury, since they aren't full time employees what should I be asking my insurance agent?
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Old 02-11-2008, 07:39 AM
Triton Triton is offline
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Posts: 173
Re: Independent contractors and insurance

You could ask them to insure themselves similar to when you hire a contractor and they advertise they are bonded and insured. I think the best thing you can do is make sure the independent contractors are really independent there is a whole series of rules that must be followed in order for them not to be considered employees.
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Old 02-26-2008, 07:50 AM
Ace Ace is offline
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Re: Independent contractors and insurance

I would have them sign a form that indemifies you from liability
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