First I'd like to give a brief description about the company. It's an LLC with 1 owner (soon to be divided up with 3 others). We have been in business 7 months and have not taken out any loans thus far. We are currently making profit every month (though it's is small). Unfortunately we cannot expand to the size we would like to be quick enough. This is where the loan comes in.

We talked with the bank and they informed us that $10,000 is the smallest business loan we can take. They also gave us the option to get a credit card where we can have $5,000.

We are not 100% sure which to do. We think we could use the $10k, but don't want to take a bigger bite then we can chew. What do you all think?

Thanks in advance!