When do you need Error & Omissions insurance?

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Errors and omissions insurance protects business professionals whose clients could claim damages as a result of the business professional's faulty performance.

The faulty performance may be because of a neglient act, error, or omission by the professional; hence, the name of the insurance.

Errors and omissions insurance protects the business professional by shielding his or her assets and paying for his or her defense if a client makes a claim. It protects the professional's clients by ensuring that there will be adequate funds to pay for damages incurred if the professional's services are deemed to be faulty.

This insurance usually applies to professional service companies - we dont have it right now but we are looking into it.

When you make an error

Do consultants need it?

We have it for our firm

We have it as well